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What Ransomware Does
Ransomware is malicious software that encrypts a business’s files and systems and demands payment to unlock them. Many attacks also copy data first and threaten to publish it, so restoring from backup does not always end the problem.
Attacks are often automated, and businesses of every size are hit. A set of well-known protections stops most of them, and good backups make recovery possible when one gets through. For the wider basics, see our small business cybersecurity checklist.
How Ransomware Gets In
- Phishing emails that trick an employee into opening an attachment, clicking a link or entering a password.
- Stolen or reused passwords on accounts that do not use multi-factor authentication.
- Unpatched systems, such as computers, servers and firewalls that are missing security updates.
- Exposed remote access, such as remote desktop or VPN connections open to the internet without MFA.
- Vendor and outside access that is broader than it needs to be or was never removed.
Protections That Stop Most Attacks
- Turn on multi-factor authentication for email, Microsoft 365, remote access and administrator accounts.
- Run endpoint protection on every computer and server, with someone watching its alerts.
- Apply security updates to operating systems, applications and network devices on a schedule.
- Limit administrator rights, and use separate accounts for admin work.
- Filter email for phishing and malware, and teach employees to report suspicious messages.
- Close remote access that is not needed, and require MFA on the rest.
- Replace devices that no longer receive security updates. See when to replace business IT equipment.
Backups That Survive an Attack
- Back up servers, key applications and Microsoft 365 email and files.
- Keep at least one copy offline, immutable or otherwise separated from your main network, so ransomware cannot encrypt or delete it.
- Protect backup systems with separate credentials and multi-factor authentication.
- Test restores on a schedule, and know how long a full recovery would take.
- Agree in advance which systems come back first. See backup and disaster recovery.
If You Are Hit: First Steps
- Disconnect affected computers from the network, including Wi-Fi, to stop the spread.
- Call your IT provider right away, and do not wipe or rebuild computers until the cause is understood.
- Contact your cyber insurer early. Many policies require prompt notice and may require approved response firms.
- Report the attack to the FBI through its Internet Crime Complaint Center (IC3).
- Reset passwords and review accounts once the attacker’s access has been removed.
- Restore from clean backups in the agreed order, after confirming the backups are not infected.
Should You Pay the Ransom?
The FBI does not support paying a ransom. Paying does not ensure that files will be restored or that stolen data will be deleted, and it rewards the criminals behind the attack.
The decision is a business and legal one, often made with your insurer and legal counsel. The best position is not to need it: tested backups and a practiced recovery plan give you another way back.
Prepare Your Team
Write a short response plan: who to call, who decides, how to reach employees if email is down and where the contact details for your insurer and IT provider are kept. Review it at least once a year. For the wider plan, see our business continuity plan checklist.
Make it easy to report a suspicious email or an unexpected pop-up, and thank people who do. Early reports stop many attacks before they spread.
How TechStarters Helps
Endpoint protection, security patching and 24/7 monitoring are included on every managed workstation and server. Our cybersecurity services add multi-factor authentication, conditional access, identity protection and Microsoft 365 security, and network security services cover firewalls and secure remote access.
Backup and disaster recovery covers backups and tested recovery, so restoring systems after an attack is planned in advance. Preparing for a cyber insurance renewal? See our cyber insurance requirements checklist.
Ransomware Protection FAQs
Can antivirus alone stop ransomware?
Not reliably. Endpoint protection matters, but most attacks are stopped by several layers working together: multi-factor authentication, security updates, limited admin rights, email filtering and backups that an attacker cannot reach.
Does Microsoft 365 protect us from ransomware?
Microsoft 365 includes useful security tools, but many must be turned on and configured, and recycle bins and retention settings are not the same as an independent backup. See our Microsoft 365 security checklist.
How often should backups be tested?
On a regular schedule and after major changes, so problems are found during a test rather than during an attack.
Does cyber insurance cover ransomware?
Many policies do, but coverage, limits and requirements vary. Insurers often ask for multi-factor authentication, endpoint protection and separated backups before they offer or renew a policy. Your insurer or broker decides what your policy covers.
How do we find out how exposed we are?
Start with a free IT assessment. We review your systems, security and backups and send a written proposal. Request a quote.
Explore Our Managed IT Services
Request a Managed IT Services Quote
Tell us about your business, your locations and your devices, and we will send a written proposal with per-device monthly pricing. Prefer to talk? Call (877) 932-0040.
